The Team at Payday Loan University is the “hub” of the small dollar loan industry.

  • Need help launching your loan business?
  • Need recommendations for loan management software (LMS)?
  • Have questions regarding licensing?
  • Need an introduction to a tribe?
  • Operation “Choke Point” threatening your enterprise?
  • Looking for an ACH, Debit Card, Credit Card, Image Cash Letter (ICL) solution or redundancy?
  • Not sure the business of lending money to make money is a good fit for you?


We formally entered the payday loan space in 1998. We’ve experienced ALL the ups and downs in regards to the cost of money, state and federal regulations, interest rate exportation, the entrance of Native American Indian Tribes as lenders, economic shifts, the implementation of technology and “big data” for underwriting, lead generation and “ping-tree” issues, cycle of debt discussions and abuses, the ponzi schemes many payday loan investors have been caught-up in, and on and on and on…

Not only has our Team  survived all these challenges BUT WE CONTINUE TO THRIVE!

  • We are in the business of lending money to make money.
  • We operate store-front and Internet loan portfolios.
  • We use the state-by-state licensing model.
  • We collaborate with Native American Indian Tribes.
  • We are recognized in the alternative lending, sub-prime consumer lending industry as teachers, lenders, and as a powerful industry resource for interested entrepreneurs.